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{"sheet":"May","index":5,"n_rows":35,"n_cols":17,"rows_kept":35,"cut":false,"hidden":false,"merged":[[0,0,0,3],[0,6,0,9],[20,7,20,8],[0,11,3,15],[5,11,5,16],[6,11,6,13],[7,11,7,13],[8,11,9,13]]}
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[null,null,null,null,null,null,"Car Insurance",{"$f":"SUMIF($D$3:$D$50,\"Car Insurance\",$C$3:$C$50)","v":0}]
[null,null,null,null,null,null,"Food",{"$f":"SUMIF($D$3:$D$50,\"Food\",$C$3:$C$50)","v":0}]
[null,null,null,null,null,null,"Transportation",{"$f":"SUMIF($D$3:$D$50,\"Transportation\",$C$3:$C$50)","v":0}]
[null,null,null,null,null,null,"Phone",{"$f":"SUMIF($D$3:$D$50,\"Phone\",$C$3:$C$50)","v":0}]
[null,null,null,null,null,null,"School",{"$f":"SUMIF($D$3:$D$50,\"School\",$C$3:$C$50)","v":0}]
[null,null,null,null,null,null,"Clothing/Hygene",{"$f":"SUMIF($D$3:$D$50,\"Clothing\",$C$3:$C$50)","v":0}]
[null,null,null,null,null,null,"Tithing",{"$f":"SUMIF($D$3:$D$50,\"Tithing\",$C$3:$C$50)","v":0}]
[null,null,null,null,null,null,"Other",{"$f":"SUMIF($D$3:$D$50,\"Other\",$C$3:$C$50)","v":0}]

{"sheet":"Net Worth","index":13,"n_rows":23,"n_cols":9,"rows_kept":23,"cut":false,"hidden":false,"merged":[[7,0,7,1],[6,2,6,3],[7,2,7,3],[19,5,20,6],[19,7,20,8],[0,0,0,3],[0,5,0,8],[1,0,1,1],[2,0,2,1],[6,0,6,1],[3,0,3,1],[4,0,4,1],[5,0,5,1],[1,2,1,3],[2,2,2,3],[3,2,3,3],[4,2,4,3],[5,2,5,3]]}
["Assets",null,null,null,null,"Liabilities"]
["Liquid Assets",null,"Amount",null,null,"Item","Date Aquired","Original Balance","Current Balance"]
["Checking ",null,{"$f":"Summary!M3","v":0}]
["Savings",null,{"$f":"Summary!M4","v":0}]
["Cash",null,{"$f":"Summary!M5","v":0}]
["SJCU",null,{"$f":"Summary!M6","v":0}]
["Retirement"]
[]
["Material Assets","Purchase Date","Purchase Value","Current Value"]
[]
[]
[]
[]
[]
[]
[]
[null,null,null,null,null,"Total Liabilities",null,null,{"$f":"SUM(I3:I16)","v":0}]
[]
[]
[null,null,null,null,null,"Net Worth",null,{"$f":"SUM(D23-I17)","v":0}]
[]
[]
["Total Assets",null,null,{"$f":"SUM(C3:D8,D10:D22)","v":0}]

{"sheet":"Help","index":14,"n_rows":25,"n_cols":1,"rows_kept":25,"cut":false,"hidden":false,"merged":[]}
["Site components, Renderings, screenshots"]
["The summary sheet is a condensed summary of spendings and earnings of each month along with the balance of accounts at each months end."]
["Everything with a \"$\" on the summary sheet will be updated automatically when information is entered on the monthly sheets. All of the blank cells, however, will need to be filled in (i.e. ending balances)."]
[]
["Monthly Sheets:"]
["On the monthly sheets simply enter the amount spent or earned in their respective tables along with the date and short description of where it came from. A category must be entered in the \"Category\" column or it will not be summed."]
["A category can be chosen from the list in the dropdown menu or typed in manually, but it must match one of the categories in the expense table or you will get an error."]
["For convenience purposes, a \"Sort\" button has been added in the case you enter an expense out of order. Simply click the sort button to put expendetures into chronological order."]
[]
["General Budget info:"]
["The budget table is based on the 20-60-20 rule which is to save 20%, live off of 60%, and play on 20% of previous months income. Monthly budget amounts for current month are based on 60% of previous months wages."]
["Ideally, the 20% amount that appears in the \"Save\" portion of the table should be transferred to a savings account."]
[]
["Create Budget:"]
["Click the create budget button to begin making your first month's budget. Fill out the form to indicate your last month's income first. Then you can enter the amounts you plan to spend on housing, food, and other things."]
["There is also a section where you can put percentages for things like food and transportation. Once all of these amounts are entered click the okay button and a table showing the amounts will built."]
["Notice the budgeted amounts shown are only for the \"Live\" portion."]
[]
["Expenses and Income:"]
["Using the tables on the left of the budget fill out your expenses and income as they occur during the month. Totals will automatically be generated and the right side of the budget table will be filled with the appropriate amounts"]
["showing how well you met your budget. The total income for that month will automatically be included in the next month budget."]
[]
["Add Category:"]
["The default budget may not cover all of your needs meaning you need more categories. If this is the case, click the \"Add New Category\" button and enter the name of your new category along with the percentage"]
["you would like to spend each month and click \"OK.\""]